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Car Finance

From 6.5% Comparison Rate 6.5%
Aussie Lifestyle Loans offers loans for new and used cars, dealer or private sale. Get pre-approval before you buy.

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Why choose Aussie Lifestyle Loans for your car loan?

Backed by Australia’s largest network of lenders, our base interest rates are amongst the lowest nationwide. We will provide the best possible loan for your budget, no matter your location or credit history. Negotiate the best car deal with car loan pre-approval, where you have the flexibility to choose a car that is suited to your lifestyle and needs.

Best Possible Rates

Best Possible Rates

Fast Approval

Fast Approval

Real People

Real People

Stress Free

Stress Free

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Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you 'the client', this simulation and the resulting calculations 'DO NOT CONSTITUTE A LOAN APPLICATION or OFFER'. It is a rough guide only for the purpose of ease in simulation. All interest rates displayed 'are guides ONLY', repayments as a result of this simulation have no legal offering, other benefits are based on a personalised applications, credit worthiness and other assumptions do apply. The comparison rate is based on a personal secured loan of $30,000 over 5 years. The comparison is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are current as at July 19, 2022 and vary due to credit score, loan purpose. Amount and subject to change. Ezilend is a trading name of Nationwide Finance and Loans Pty Ltd Australian Credit Licence number 452913. Get Pre-Approval
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Let's get you behind the wheel! Choose your location from one of our branches.

Been rejected by other lenders? Give our team a go!

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Big dreams can have small beginnings.

Get the lowest car loan interest rate with Aussie Lifestyle Loans.

If you’re looking for an easy way to finance a car for personal or business use, we’re all about you. Whether you need a personal loan, novated lease, chattel mortgage or operating lease, Aussie Lifestyle Loans is here to help. We can even provide low-doc loans if you’re self-employed and need fast finance. Work out your repayments and find out how much you can save with our low rates, easy repayments and flexible loan periods. Car Loans From $5,000+

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How do I apply for a car loan?

To apply for a car loan, you will need to provide proof of identification, income, and savings. So you may be asked for any combination of passport, driver’s licence, bank statements, payslips, tax returns and utility bills. The quickest and easiest way to start your application is to use our online pre-approval form. 

Pre-approval will not affect your credit rating, so you can start an obligation-free enquiry to see if that new car you have your eye on fits your budget!

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How quickly can I get approved for a car loan?

You could get pre-approval on your car loan in around 30 minutes using our online form or by speaking directly with one of our finance brokers. Once we have all the required details, we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

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What types of car loans are there?

You can apply for a car loan for a new car or a used car purchase. The difference in the type of car finance you need comes down to the security or collateral you put up for the loan. There are both secured and unsecured car loans.

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Secured Car Loans.

Most new car loans are secured loans. This means the finance provided to you by the lender is secured against the car you are buying. In effect, your vehicle protects the lender against you defaulting on your loan repayments. You will be required to provide the lender with details of the vehicle and your registration papers. The benefit of a secured car loan is that lenders will offer you a lower interest rate and better terms.

Unsecured Car Loans.

Unsecured car loans are the primary finance option provided for used cars. These loans are based on the lender’s confidence that you can and will repay the loan. As no asset is provided as security to the lender, the lender must decide whether to provide finance based on your credit history. Based on stricter eligibility requirements, unsecured loans will have a higher interest rate than secured loans. However, these loans offer the flexibility to buy new or used cars and can also cover the costs of rego, insurance and aftermarket upgrades. So you get the benefit of buying the vehicle you want when you know you can afford the repayments.

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All Aussie Lifestyle Loans Car Loans include

  • Low, competitive interest rates
  • Easy repayments
  • You choose where to buy – Private or Dealer
  • Flexible loan periods
  • Tax benefits for business loans.

Even if you have been rejected by other lenders, speak with one of our experienced car finance brokers to discuss your options.